How Much Renters Insurance Coverage Are Apartment Complexes Allowed by Law to Tell the Renter They Have to Car?

I was told by a apartment complex that I had to have $3,000,000 worth of coverage in my policy. Is this amount allowed by law? I've never heard of such a large policy amount for renter's insurance.

BTW, I live in north Texas.

Suggestion:

I think you're misunderstanding.

First, Three MILLION dollars? maybe for a liability limit, but that's absurd for property coverage. And I'd guess that you added an extra zero, that it's actually $300,000 in LIABILITY coverage – and on a renters policy in North Texas, that total policy should cost you around $150 a year.

Second, laws tell you what you CANNOT do. Insurance complexes can require anything they want, and if you don't want to comply, you live in a different complex. They CANNOT give different standards to different renters.

So there's no upper limit, what they can require as a condition of living there. And you don't have to live there, if you don't like the conditions.