The location of your vehicle is important if you live in a city. There is a higher probability of theft in urban areas so keeping your vehicle in a garage will reduce your premiums. Your vehicle will be much more secure inside than outside. If you have no garage but have a driveway, this is a good substitute. This is because anyone looking to take the car is less likely to if it is close to your house.
Obviously, people who live in London and have a garage or a drive are in a minority. Most car drivers will be forced to store their vehicles outside, despite the safety problems. If you’re in this position then there are still security measures you can take that will reduce the risk of your car being stolen and hopefully lower your insurance premiums. Most new models of car come fitted with an alarm, an immobiliser or both. Less recent models which have neither feature are more of a target for theives. If you are thinking of replacing your car soon, it is worth considering one that has good security features as it could save you money on insurance in the long-term.
There is always insurance out there for everyone, whatever your circumstances. The internet has enabled people to look for policies from the comfort of their own home and has increased competition in the insurance market.
