Multiple Policy Discount – This one is common and yet not many people are found to be taking advantage of this discount. With some companies, this discount can be as high as 15%.
Good Driver Discounts – Insurance companies love to reward the driver that has an excellent driving record. These are profitable policyholders and prove to be of help in bringing the over all rates down.
Auto Safety Features Discount – Automobiles with airbags and seatbelts receive lower rates. Anti-lock brakes and anti-theft devices also lower car insurance rates. The vehicle identification number will identify all of these features and so it is important to give that number to whoever is quoting your car insurance.
Young Driver Discounts – Many companies give substantial discounts for high school and college students that have a 3.0 grade point average or better. The drivers training discount has been a standard discount for young drivers. Find a company that has both and you will help lower premium dramatically.
Senior Citizens Discounts – Drivers are given retirement discounts if their age is 55 or above and are no longer employed. Homemakers can qualify automatically with some companies once they have reached the age of 55. Mature driver discounts can also be availed of when a driving course is complete.
Lower Tort Option – There are many states where the tort option is lower or limited in scope. This is your ability to sue for pain and suffering. Though with a lower tort option you have limited ability to sue, at the same time it can also save you 20% or more in your premium. To know about the tort laws in your state, contact your agent or insurance company.
Illinois auto insurance
